North Star Mutual Insurance Company

About Us

North Star Mutual Insurance Company is a Midwest property-casualty insurance carrier headquartered in Cottonwood, Minnesota. The company offers Farm, Home, Auto, and Commercial Insurance exclusively through a network of over 2,000 independent insurance agents. Writing $500 Million in premium, North Star Mutual has a financial strength rating of A+ (Superior) by A.M. Best and in 2021, the company was selected as a Ward’s Top 50 property-casualty insurance company for the 17th consecutive year. North Star Mutual is Minnesota's largest farm insurance writer and has a eight state operating territory including Minnesota, Iowa, North Dakota, South Dakota, Wisconsin, Nebraska, Kansas and Oklahoma.

North Star Mutual has grown substantially in recent years through providing outstanding insurance protection and service to policyholders. The company's home office remains in a small rural community where long-standing Midwestern values remain a focus. With a dedicated and experienced staff, North Star emphasized superior protection with fast, fair, and friendly service.